The Real Numbers Behind Early Retirement in the UK That Nobody Talks About скачать в хорошем качестве

The Real Numbers Behind Early Retirement in the UK That Nobody Talks About

Let me tell you something that shocked me when I actually sat down and ran the numbers. I always asked myself is it possible to become a millionaire on easy mood. And when I decided that I want to retire in my 40s, I had to do the maths with a simple global ETF and the answer I got was slightly offensive. Early retirement in the UK is much harder than people admit, especially if you’re an immigrant. In this video, I’m opening up my exact £1.5 million FIRE plan, the real numbers, the assumptions behind them, and the quiet traps that aren’t usually explained. This isn’t motivation or fantasy. It’s a step-by-step, numbers-led blueprint built from scratch in the UK system. I’ll walk you through: How I calculated my immigrant FIRE number Why the UK State Pension changes the maths completely The non-negotiable savings rate needed to retire early How I invest using ISAs and SIPPs (and why boring investing wins) The immigrant-specific traps: visas, remittances, and starting from zero My realistic 10-year timeline to financial independence I’m Yvonne a Chartered Accountant running a retire-by-40 experiment while navigating the UK system as an immigrant. I’m not here to sell dreams. I’m here to show you the numbers, the trade-offs, and what’s actually realistic, because that’s what I wish I had when I moved to the UK. 📊 Free FIRE Number Calculator: https://stan.store/yvonneonscreen/p/f... Investment Strategy: https://stan.store/yvonneonscreen/p/i... If you’re in your 30s and telling yourself “I’ll figure retirement out later,” this video is for you. Early retirement isn’t about dreaming, it’s about understanding the maths before time quietly passes you by. 👇 Question for you: What’s the biggest financial challenge you’re facing as an immigrant in the UK? Let me know in the comments. Chapters 00:00 introduction 01:30 SECTION 1: THE WAKE-UP CALL 03:21 SECTION 2: THE GOAL - DEFINING MY 'IMMIGRANT' FIRE NUMBER 07:05 SECTION 3: PILLAR 1 - THE NON-NEGOTIABLE SAVINGS RATE 09:05 SECTION 4: PILLAR 2 - THE INVESTMENT ENGINE 11:57 SECTION 5: OVERCOMING THE IMMIGRANT TRAPS 13:32 SECTION 6: THE 10-YEAR TIMELINE IN ACTION 14:32 Wrap up You can also watch: This Hidden Rule Could Steal Your Pension If You Leave the UK:    • This Hidden Rule Could Steal Your Pension ...   I Regret Not Using ISAs | The Immigrant’s Guide to Saving Money in the UK:    • I Regret Not Using ISAs | The Immigrant’s ...   🇬🇧How to Save £10K in 3 Months on a UK Salary | Budgeting Hacks & Money-Saving Tips,    • How to Save £10K in 3 Months on a UK Salar...   -🏦10 High Paying Jobs in UK That Anyone Can Get | 100K Jobs You’ve NEVER Heard Of No Degree required    • 10 High Paying Jobs in UK That Anyone Can ...   Thank you for your support so far. Please don't forget to subscribe and share this video if you believe it will help someone. l appreciate your Subscription. Socials: Instagram: https://www.instagram.com/yvonne_onsc... Tiktok: https://www.tiktok.com/@yvonneonscree... Twitter:   / williamsivon   #retireearly #immigrantfinance #financialindependenceretireearly #ukfinance #ukinvesting #ukimmigrants ‼️ Disclaimer ‼️ I’m not a financial advisor, lawyer, therapist, or any other licensed professional. The content on this channel is for educational and entertainment purposes only. Everything shared here reflects my personal opinions and should not be taken as financial, investment, legal, medical, or relationship advice. Always do your own research and consider your full situation before making important decisions. When needed, consult a qualified professional who understands your personal circumstances.