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Most people create 10-year financial plans assuming one dangerous thing… That they’ll stay the same. But you won’t. In Chapter 14, “You’ll Change,” Morgan Housel explains why long-term plans often fail — not because the strategy was bad, but because you evolved. Your goals at 25 won’t be your goals at 45. Your risk tolerance will shift. Your priorities will change. Your definition of success will transform. And if your money plan doesn’t evolve with you, it will break. In this video, you’ll discover: Why long-term financial planning is psychologically flawed The hidden risk of overconfidence in your future self How to build flexible money systems that survive life changes The real reason people abandon their financial goals This isn’t about predicting the future. It’s about accepting that you are the variable. If you want financial strategies that survive career shifts, marriage, parenthood, economic shocks, and personal growth — this chapter changes everything. Subscribe to The Bookish Mentor for powerful book insights that sharpen your money mindset and decision-making. #ThePsychologyOfMoney #MorganHousel #MoneyMindset #FinancialPlanning #LongTermPlanning #WealthBuilding #PersonalFinance #InvestingPsychology #SelfGrowth #FinancialFreedom #BookSummary #FutureSelf #SmartMoney