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Florida real estate in 2026 isn’t the unstoppable boom people think it is. Inventory is rising, listings are sitting, and the real killer isn’t always the sale price, it’s the monthly cost: insurance, flood coverage, taxes, HOA fees, and condo assessments that can jump without warning. In this episode of ACROSS.US4, we break down 10 Florida cities where the market is cracking heading into 2026, where sellers are cutting prices, buyers are hesitating, and the math is starting to fail in certain neighborhoods. ✅ We cover: Why Florida is becoming a “monthly payment” market, not a “listing price” market The insurance + HOA/condo fee squeeze reshaping demand Investor exits and rising supply in key metros The 10 cities most exposed right now: Fort Lauderdale, Cape Coral, Ocala, Tampa, Jacksonville, Sarasota, Port St. Lucie, Fort Myers, St. Petersburg, and Lakeland If you live in Florida or you’re thinking about buying here, treat this as your 2026 market briefing. 👇 Comment below: Which Florida city do you think is most at risk next and what are you seeing in your neighborhood? 🔔 Subscribe to ACROSS.US4 for more deep dives into housing markets, affordability, and the forces reshaping America. #floridarealestate #housingmarket #realestatecrash #housing2026 #miamirealestate Keywords: Florida housing crash 2026, Florida real estate market, housing market collapse, Florida home prices falling, Florida housing inventory surge, Tampa housing market, Miami condo market, Naples real estate crash, Orlando housing prices, Cape Coral housing market, Florida insurance crisis, HOA fees Florida, US housing market trends, real estate analysis 2026 #realestatecrash #homeprices #housingmarketupdate #movingtoflorida #floridahousing #housingmarket2026 #floridahousingmarket #housingcrash #realestate #realestateinvesting #mortgagerates #insurancecrisis #condomarket #hoa #movingtoflorida