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AJ was drowning in credit card debt. Twelve months later, he bought a house. Subscribe for more Smart Money Moves. This video is about how one of my subscribers used revenge savings to transform his finances in just one year. AJ went from deep in credit card debt to building an emergency fund, starting a stock and index fund portfolio to kick off compound interest, and buying his first house — all through intentional budgeting, frugal living, minimalism, and a major money mindset shift. We break down how he approached personal finance like a mission. He didn’t chase how to make money fast or make money online— he did it the old school way… got serious about how to budget, how to save money, and how to invest for the long term. From zero to a real estate investor, AJ’s story is packed with lessons for beginners who want to get out of debt, save for a home, or just build financial freedom from the ground up. If you're tired of feeling stuck, looking for tips to save money and ready to take control of your dollars, this one's for you. Chapters: 0:00 What is Revenge Saving? 1:47 Who is AJ? 3:07 The Audit 4:12 Budgeted Savings 6:24 Emergency Savings 8:40 Appreciating Savings 12:02 Cool Fancy Investments Bio: Kenny Finance is an investor, entrepreneur, and personal finance creator with nearly a decade of experience on Wall Street at firms like Morgan Stanley, Blackstone, and KKR. His channel is dedicated to breaking down wealth-building strategies, smart investing principles, and the financial playbook used by the world’s most successful investors. With a focus on making complex financial topics simple and actionable, Kenny helps viewers take control of their money, grow their net worth, and make informed financial decisions. Whether it’s navigating the stock market, buying businesses, or optimizing personal finances, his content delivers expert insights designed for long-term success. Free resources: 1. Budget Template: It's free and super easy to use http://www.kennyfinance.com/budgettra... 2. Newsletter: It's free and packed with insights on markets, tech and businesses https://tomorrowsfortune.beehiiv.com/... I'm down to be friends so you can find me on these: Instagram: / iamkennyfinance X: / iamkennyfinance TikTok: / iamkennyfinance Sponsorships: brands@kennyfinance.com Disclaimer: The content presented in this video is for informational purposes only and should not be construed as investment advice. Viewers should conduct their own due diligence and consult with a qualified financial advisor before making any investment decisions. If you want formal financial advice... go read a Warren Buffett book