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Most Americans think a $600 car payment is “normal.” It’s not. It’s a financial trap. In this video, we break down how modern car financing, long loan terms, and lifestyle inflation are quietly keeping people broke — even with good incomes. You’ll learn: Why $600/month car payments are destroying middle-class wealth. How dealerships and lenders structure loans to maximize your total cost The real long-term cost of “just $600 a month” Why luxury cars are one of the biggest hidden money traps. What to do instead if you want to build real wealth If you’re financing a car right now — or thinking about it — this video could save you tens of thousands of dollars. Stop normalizing bad financial decisions. $600 car payment car payment trap car loan debt auto loan scam car financing explained why cars keep you poor middle class money trap bad financial decisions car loan interest car payment calculator debt trap personal finance money mistakes financial freedom wealth building car loan advice why luxury cars are a trap how car payments ruin wealth auto loan interest rates money psychology consumer debt living paycheck to paycheck financial literacy modern money traps investing vs spending #CarPaymentTrap #PersonalFinance #MoneyMistakes #DebtFree #FinancialFreedom #WealthBuilding #MiddleClass #AutoLoans #CarDebt #FinanceTips #MoneyPsychology #Investing #BrokeMindset #LifestyleInflation #FinancialLiteracy Disclaimer: The purpose is to inform viewers about finance in a responsible, educational way, not to provide financial advice. This video is for educational and entertainment purposes only. I am not a financial advisor. Please consult with a professional before making major financial decisions.