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Thinking of selling your HDB flat to get cash? You may not need to. In this video, I share 3 ways seniors can unlock money from their HDB — without selling. We’ll cover how renting out a room gives steady income, how the Lease Buyback Scheme (LBS) boosts your CPF LIFE payouts, and how a CPF Property Pledge lets you withdraw more cash at 55 while keeping your flat. But it’s not one-size-fits-all. Each method has trade-offs. LBS may secure your retirement but reduce legacy. Property pledging gives flexibility now, but smaller payouts later. Renting out a room brings cash flow, but you give up some privacy. 👍 Like this content? Subscribe and tap the bell — new videos every week to help you plan smarter. 🟢 Book a FREE 15-minute phone consultation with me: Drop your details here and I’ll be in touch 👉🏻 https://kennethteiw.co/resourcehub55plus 🔗 Download your FREE Visual Guide: Plan your next home after 55 👉🏻https://drive.google.com/file/d/16o85... 🎥 Related Videos: HDB Lease Buyback Scheme explained 👉 • This Is What Happens After You Choose HDB ... CPF Property Pledge step by step 👉 • Can You Pledge Property to Withdraw CPF at... 🤝 Want to collaborate? We’re open to content, legal, or advisory partnerships 👉🏻 https://bit.ly/3HSVIcn #HDB #LeaseBuybackScheme #CPF #CPFPropertyPledge #RetirementPlanning #SingaporeProperty #HDBowners