Credit Score Dropped After Pre-Approval? What It Means for Your Mortgage Approval скачать в хорошем качестве

Credit Score Dropped After Pre-Approval? What It Means for Your Mortgage Approval

A credit score drop during the mortgage process can feel like a deal-breaker—but in many cases, it isn’t. In this video, I break down why credit scores naturally fluctuate, what happens when lenders re-pull credit before closing, and which score tiers actually affect pricing and approval (620, 660, 680, 700, 720). You’ll learn: Why small credit score drops are common during pre-approval Which credit changes matter vs. which ones don’t What a score drop triggers What lenders look for during the final credit check Short-term strategies to stabilize your score Common myths about hard pulls and soft pulls If your score changed mid-process, there’s usually a clear next step. The key is understanding the timing, the tiers, and how underwriting really works—before you panic or make a costly move.