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Hi guys, gals, and non-binary pals! After 6 months of trying to make my two budgeting binders work, I’ve finally decided—it’s time for a change. In this video, I take you through my complete cash binder overhaul: why I’m downsizing from two binders to one, how I chose the 6 envelope categories that actually matter to me, and the surprising sense of freedom that came with simplifying my system. 💸✨ I also share a fun and sustainable hack to give your old envelopes new life, plus a deep dive into each envelope—deciding what stays, what goes, and why. If you’ve ever felt overwhelmed by your budgeting setup or stuck with categories you don’t really use, this one’s for you. Let’s declutter and budget with intention. ❤️ 💬 Let’s chat! Have you ever downsized your budgeting system? What categories are must-haves in your envelope setup? Drop a comment below—I’d love to hear your thoughts! 📌 Don’t forget to like, subscribe, and hit the bell if this kind of real-life budgeting content speaks to you. More cash-stuffing and budget mindset videos coming soon! #CashEnvelopeSystem #BudgetingJourney #BinderOverhaul #MinimalistBudgeting #BudgetWithMe Thank you so much for watching today's video! If I said I was going to link something but I forgot, let me know in the comments! Join me and start the 200 envelope challenge today! Here's a link to a free matching Monzo pot cover! https://drive.google.com/file/d/1r7Rt... Join the Budget with Ira Discord Server! / discord Here's the main links: Budget with Ira website: https://budgetwithira.co.uk Budget with Ira Etsy store: https://etsy.com/shop/budgetwithira Join BWI to get access to perks: / @budgetwithira Support me on Patreon: / budgetwithira My Amazon Wishlist: https://www.amazon.co.uk/hz/wishlist/... Tiktok: / budgetwithira Instagram: / budgetwithira Buy me a Coffee: https://buymeacoffee.com/Budgetwithira Budget Bestie form: https://forms.gle/2c5nfw2MMVi9vQvW9 My Second Channel: / @donttrustira Connect with me! https://linktr.ee/budgetwithira My PO Box: Budget with Ira PO Box 2439 Salisbury SP4 4AY ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Deals for Besties (I may get a small commission for some of these): Get £15 off your first print order over £70: https://www.helloprint.co.uk/ref/JEN4... Sign up to Monzo and make a card payment within 30 days for a £5 reward: https://join.monzo.com/c/fy5dkc9 Check out Epidemic Sounds! Sign up using my code and get 10% off when you become a paying subscriber! https://share.epidemicsound.com/pzc8c5 Use code BUDGETWITHIRA for 10% off at So Personalised It's Perfect Etsy Store: https://www.etsy.com/uk/shop/Perfecta... ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ My Favourite Cash Stuffers and Budgeters: Yasmine Camilla: / yasminecamilla Iris Budgets: / @irisbudgets Taylah Louise Budgets: / @taylahlouisebudgets Black N Blue: / @blacknblue10_4 #budgetwithira #donttrustira #budgetsarecool ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Have you checked out Life in Envelopes? She is a massive inspiration to me and sells some beautiful planner stickers. You can check her out on these links. Use the code YOUTUBE15 for 15% off your whole order (excluding shipping): Check her out Here: https://www.etsy.com/shop/lifeinenvel... #budgeting #budget #cashstuffing