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Mortgage rates + low incomes: consumers say THIS is why housing is unaffordable—here’s what agents need to know now. A new Bright MLS consumer survey shows most Americans blame two forces for the housing affordability crisis: wages that haven’t kept up and mortgage rates that feel “too high.” In this market update, we break down the key stats (including what % cited income, rates, and supply), why consumers may be prioritizing different drivers than economists, and what that means for your pricing conversations. You’ll also hear what buyers and sellers are worried about beyond rates—like property taxes, homeowners insurance, and where new homes are (or aren’t) being built. Finally, we cover the solution themes gaining traction, including down payment assistance and potential federal “housing reform” ideas that could impact demand. If you’re a real estate agent, broker, lender, or investor, use this to sharpen your scripts, set expectations, and guide clients with data. Subscribe for weekly housing market and mortgage rate updates, hit the bell, and comment: what’s the #1 affordability problem in your market? #HousingMarket #MortgageRates #RealEstateNews