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In this episode of Money Mindset, we sit down with Kirtan Shah, founder of Credence Wealth. With over 16 years of experience in banking and financial services, Kirtan manages over 1000 crores in assets. He’s also the co-founder of FPA Edutech, which has trained over 5 lakh participants globally. Kirtan shares his insights on wealth management, financial education, and his approach to long-term investing. 🎯 About Kirtan Shah: Kirtan Shah is the founder of Credence Wealth, managing over 1000 crores in assets. With 16 years of experience in banking and financial services, he is a recognized expert in wealth management. Kirtan is also the co-founder of FPA Edutech, which has trained over 5 lakh participants globally. He was recently named to the BW 40 Under 40 list and is a sought-after TEDx speaker. About the Money Mindset Podcast Hosted by Sonia Shenoy, Money Mindset is a podcast that brings together top investors, business leaders, and financial experts to decode wealth-building strategies, investment philosophies, and money management tips. Whether you're an aspiring investor, a finance professional, or someone looking to gain insights from market veterans, Money Mindset offers engaging, insightful, and practical conversations to help you make informed financial decisions. 🔔 Don’t forget to Like, Share, and Subscribe for more enriching conversations with industry leaders and trailblazers. Follow us on- Instagram- / _soniashenoy X- https://x.com/_soniashenoy LinkedIN- / sonia-shenoy-3810395a Threads- https://www.threads.net/@_soniashenoy Chapters (With Timestamps) 00:00 – Introduction to the Show & Guest 02:27 – How to Achieve 10 Crores by 40 04:15 – The 30-30-40 Rule for Financial Independence 10:57 – Investment Strategy for a 25-Year-Old 52:38 – Owning vs Renting a Home & Long-Term Planning