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What if I told you the best opportunity for first-time homebuyers in over a decade is happening right now — and almost nobody is talking about it? This isn’t a balanced market. It’s a buyer’s market hiding in plain sight. Prices have retreated, inventory is rising, sellers are under pressure, and qualified first-time buyers now hold real leverage. While most realtors won’t admit it, many sellers — especially those who bought at the peak, renovated on credit, or renewed at higher rates — are hurting and quietly looking for an exit. #mortgagebroker #housingmarket #firsttimehomebuyer #interestrates #realestate #mortgage In this video, I explain why waiting right now actually means losing leverage, why “drive until you qualify” is dead, and how first-time buyers can negotiate better homes, in better areas, with better terms — if they know how to play this market. If you’re sitting on a clean pre-approval and the willingness to walk away, you’re in the driver’s seat. This window won’t stay open forever — and opportunities like this don’t come around often. At OwlMortgage.ca, we’re reframing mortgages. Gone are the days of daunting contracts that laden you with debt. Our educational and empathetic approach considers your needs and wants from your home to make it work for you. We offer a helping hand regardless of your learning style or where you are in your home-buying journey. Whether you're self-employed, salaried, or retired, and looking for a first home, renewing, refinancing or consolidating your debt, the team is here to help. 📩 [email protected] | (416) 613-5363 / vincegmortgage / vincegaetano / mortgagevinceg #mortgage #mortgagebroker #realestate #housingmarket #canada #interestrates #politics #canadianeconomy #CanadaRealEstate #YoungCanadians #mortgageTips #Finance