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What happens when a new generation joins the fight for tax‑smart retirement? Meet Clayton Mack, the newest addition to Ricken Financial, as Gerry Ricken explores his journey from college athlete to financial specialist. Together, they unpack why tax planning—not tax prep—shapes better retirements, how pensions affect tax‑free income strategies, and what really happens behind the scenes as new talent steps into the industry. It’s part education, part story, and an inside look at the people helping families retire with purpose. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com (https://rickenfinancial.com/) . Click here (https://rickenfinancial.com/events/) to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook ( / rickenfinancial ) | Instagram ( / rickenfinancial ) | YouTube ( / @rickenfinancial ) See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information.