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Register for Aly’s Credit Card Masterclass : https://bit.ly/4fccb70 Subscribe to 1% Club YouTube channel: / @onepercentclub12 Join 1% Club: https://bit.ly/3YbZVMV -- Subscribe: 1% Club: YouTube : / @onepercentclub12 Instagram: / onepercentclub Linkedin: / the-1-clubfws Sharan Hegde: Instagram: / financewithsharan LinkedIn: / sharanhegde95 X: https://x.com/financewsharan Aly Hajiani: LinkedIn : / alyhajiani Instagram : https://www.instagram.com/financi.aly... X: https://x.com/definitaly -- Listen to us on Spotify: https://open.spotify.com/show/01TLX7N... -- In today's episode, we have Mr. Aly Hajiani, a Credit Card Consultant & Expert who spills all the secrets, hacks, and fundamentals of maximising your credit card. There’s a little bit for everybody in this podcast be it a fresher looking for their first credit card or an UHNI looking for a one-card-for-all solution. In this video, we unpack: 💳 Top credit cards in India 🧘🏼 Steps to avoid credit card debt 🎰 Hacks to double your credit card rewards ⚖️ Credit cards suited as per your income … and a whole lot more This video is packed with priceless insights irrespective of your income. Dive in now and share your thoughts in the comments below! 💬👇🏻 Disclaimer: This video is for educational purposes only, please do your own research (or reach out to Aly) before purchasing your credit card. ------------------------------------------------------ Timeline [0:00] - Introduction [1:40] - What makes you the credit card expert [3:04] - Reality behind credit card points [4:20] - Aly’s Life is USA, Personal Struggles & More [8:26] - Get to know Aly’s Financial Journey [12:00] - What’s the 1st Credit Card you should get? [16:12] - Are Credit Cards Actually evil? [18:08] - How to clear your Credit card debt trap? [21:26] - Breakdown of Credit Card benefits [24:04] - Busting Credit Card Myths [27:00] - What happens if you miss a credit card payment? [29:50] - Get Free Hotel stays using Credit Cards [34:20] - Secret Hack for AMEX Credit Card [39:30] - Which all cards does the expert use? [48:54] - India’s best credit card [53:37] - Prestigious credit cards for HNIs [1:03:39] - God of all Credit Cards [1:07:40] - Aly’s Secret Hack for Flights [1:14:33] - The Craziest Hotel Experiences [1:20:24] - Final Thoughts & Revelations ------------------------------------------------------------- Sharan Hegde is a personal finance expert who has been featured in Forbes, Economic Times, Mint, Times of India and many more. He is the Founder of The 1% Club, India's biggest finance community which helps people achieve financial independence.