How Financial Advisors REALLY Get Paid (And What It Costs You) скачать в хорошем качестве

How Financial Advisors REALLY Get Paid (And What It Costs You)

Have you ever wondered just how much money an advisor makes when they sell you an annuity? Or why some "no fee" investments actually cost you more in the long run? Welcome to Wealth and Whiskey, where every discussion is aged and unfiltered. In this video—Part 1 of our series on financial advisors—Roger Kiger pulls back the curtain on the financial industry. We’re breaking down the four main categories of financial advisors, starting with the first two: Insurance-Based and Commission-Based advisors. Roger explains exactly how these advisors get paid, the licenses they hold, and the truth about "surrender charges" that are often hidden in the fine print. Whether you are looking for a safe place to park your cash or want to invest in the stock market, understanding who you are working with is the first step to protecting your legacy. 🥃 In this video, we cover: The 4 categories of financial advisors. The pros and cons of Insurance-Based Financial Advisors. The reality of fixed and indexed annuities. How Commission-Based Advisors (Series 6 & 7) get paid. The "Suitability Risk" and what it means for your portfolio. Get Your Free Legacy Blueprint: Start your journey to financial success today. Download our exclusive Legacy Blueprint here: 👉 https://www.wealth-whiskey.com 🕒 Timestamps: 00:00 - Intro: Aged & Unfiltered 02:08 - The 4 Categories of Financial Advisors 02:38 - Type 1: Insurance-Based Financial Advisor 04:04 - Pros & Cons of Insurance Products 06:18 - The Truth About Surrender Charges & "No Fees" 09:56 - Type 2: Commission-Based Financial Advisor 12:18 - Suitability vs. Fiduciary 16:23 - Conclusion & What’s Next in Part 2 About Wealth & Whiskey: Hosted by Roger Kiger, Wealth & Whiskey is your destination for honest, behind-the-scenes financial conversations. We believe financial success isn't easy—it's earned through diligence, patience, and the right information. Subscribe for more unfiltered financial truths! #WealthAndWhiskey #FinancialAdvisor #Investing #Annuities #WealthManagement #RogerKiger #FinanceTips