New Tax Law Changes That Affect Your Retirement This Year скачать в хорошем качестве

New Tax Law Changes That Affect Your Retirement This Year

A new year doesn’t mean you did everything wrong — it’s an opportunity to realign your retirement plan. If you’re asking “Am I on track for retirement?” you’re asking the right question. Retirement planning is not a one-time decision. It’s an ongoing process that must adapt as your income, taxes, health, family, and business evolve. In this video, Apella Wealth explains how thoughtful retirement planning focuses on income, flexibility, tax efficiency, and simplicity — not just account balances. In this video, Apella Wealth explains how to: Build sustainable retirement income, not just grow portfolio balances Create flexibility to manage market volatility, health changes, and family needs Use dynamic tax planning to reduce lifetime income taxes Optimize RMD timing and avoid unnecessary Medicare IRMAA surcharges Simplify and coordinate accounts for clearer decision-making and estate planning 📞 Book a Complimentary Retirement Strategy Conversation: https://apellawealth.zoom.us/zbook/in... 💡 What You’ll Learn About Retirement Planning: ✅ How retirement income planning differs from accumulation ✅ Why flexibility matters more than precision in retirement ✅ The impact of distribution timing on taxes and Medicare costs ✅ Why RMDs are a minimum — not an optimal strategy ✅ How simplifying accounts improves confidence and long-term outcomes 🕒 Key Moments: 0:00 – Retirement planning is about alignment, not starting over 1:38 – Income vs. balances in retirement 2:51 – Dynamic tax planning explained 4:18 – RMD timing and tax efficiency 5:11 – IRMAA and Medicare surcharge costs 6:25 – Planning for uncertainty 7:56 – Simplifying and coordinating your financial life 9:33 – Progress over perfection in retirement planning 📈 Key Takeaways: Retirement planning is an evolving, year-by-year process Income flexibility reduces risk and anxiety Tax-efficient distribution strategies protect long-term wealth Simple, coordinated plans are easier to manage and pass on 👉 Subscribe for weekly retirement, tax, and income planning insights:    / @investingistheeasypart   🔔 ▶️ WATCH NEXT: What Smart Families Do 5 Years Before Retiring    • What Smart Families Do 5 Years Before Reti...   DISCLAIMER: This video is for educational purposes only and is not intended as financial, legal, or tax advice. The information is for a general audience and does not consider your individual circumstances. Please consult with a qualified professional before making any financial decisions. 🤔 ABOUT INVESTING IS THE EASY PART 🤔 Building your wealth was the first step. Making it last is the real challenge. This channel helps you lead your family's financial future with the actionable strategies smart families use in the critical years before and after retirement. We explore advanced tax strategies, creating durable retirement income, designing an estate plan with trusts, and implementing asset protection to shield your wealth. Our goal is to give you confidence to build a financial legacy that lasts for your spouse, heirs, and generations to come. Guidance from Paul Marrella CFP® & Sam Marrella CFP® - Apella Wealth. LEGAL DISCLOSURES Apella Capital, LLC ("Apella"), DBA Apella Wealth is an investment advisory firm registered with the Securities and Exchange Commission. The firm only transacts business in states where it is properly registered or excluded or exempt from registration requirements. Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission. Apella Wealth provides this communication as a matter of general information. Any data or statistics quoted are from sources believed to be reliable but cannot be guaranteed or warranted. Investing involves risk, including the potential loss of principal. For more information about our firm and advisors, please visit https://apellawealth.com/regulatory-i... #PaulMarrella #SamMarrella #InvestingIsTheEasyPart