BTO Keys Coming Soon? Here’s When You Should Sell Your HDB скачать в хорошем качестве

BTO Keys Coming Soon? Here’s When You Should Sell Your HDB

When exactly should you sell your current flat before collecting your new BTO keys? Maybe you’re right-sizing into a 3-room or 2-room Flexi flat… or upgrading into a 4-room, 5-room, or even something bigger. Either way, the question is the same: When should you sell? Now or wait? Timing is everything. Most of your CPF and cash proceeds are still tied up in your current home, but HDB only gives you a “probable completion date” — an estimate, not a fixed day. Sell too early and you could be left without a place to stay. Sell too late and you risk delays with your BTO handover. In this step-by-step video, I’ll explain: ✅ Why the HDB resale timeline usually takes 3–4 months ✅ How the Contra Payment Facility actually works (and when you can use it) ✅ What the Temporary Loan Scheme means — and why HDB charges interest ✅ When an Extension of Stay can buy you 3 more months in your flat ✅ What Deferment of Key Collection really means (and why it’s not automatic) ✅ The golden rule: why you should start planning at least 6 months before completion This video is designed to be an evergreen guide to selling before BTO flat key collection — so you can plan your move smoothly and avoid costly mistakes. ⏱ Timestamps 00:00 – The problem: BTO keys & selling your flat 01:12 – Do you need the funds from Flat A to Flat B 02:22 – Resale process & 3–4 month timeline explained 03:36 – Contra Payment Facility (CPF in, CPF out) 04:50 – Temporary Loan Scheme (HDB bridging loan) 06:00 – Extension of Stay (extra 3 months at home) 07:04 – Deferment of Key Collection (case-by-case appeals) 08:04 – Conclusion: when to sell before BTO keys 🔗 Arrange a FREE 15-minute consultation with me 👉 https://kennethteiw.co/resourcehub55plus 📘 Download your FREE Visual Guide 👉 https://drive.google.com/file/d/16o85... #BTO #HDB #SingaporeProperty #SellHDB #BTOKeys #HDBResale #ContraPayment #TemporaryLoanScheme #ExtensionOfStay #NextHome55Plus #KennethTeiw