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Most people picture retirement spending as either lavish or painfully tight. But when you look at what retirees actually spend… the reality is eye-opening. In this animated breakdown, Fred the Duck walks through real retirement spending patterns — not guesses, not fear-based projections, but what people truly pay for month after month once work stops. When you translate those numbers into daily life, retirement math starts to look very different. We break down housing, food, healthcare, transportation, and the subtle ways spending naturally changes with age. The surprising part? Most retirees spend less than they expected — and that insight rewrites how much money you really need. You’ll learn: • what retirees actually spend per month • where money really goes in retirement • why spending often declines over time • how this changes retirement targets • why income flexibility matters more than big balances This episode isn’t about lowering your standards. It’s about seeing reality clearly. Because once you understand real spending, retirement stops feeling mysterious — and starts feeling manageable. Hit subscribe and let Fred show you why understanding expenses matters more than chasing scary numbers.