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Wondering how much money you actually need to retire? The answer completely changes based on whether you retire at 55, 60, 65, or 70. In this video, I break down the EXACT dollar amounts for each retirement age—no vague advice, just real numbers. WHAT YOU'LL LEARN: • The retirement multiplier most people get completely wrong (revealed at 4:00) • How Social Security benefits change based on retirement age • Why the 4% rule doesn't work for early retirement • The hidden healthcare costs of retiring before 65 • How to calculate YOUR specific retirement number • The one retirement age financial advisors secretly recommend IMPORTANT DISCLAIMER: This video provides educational content based on general retirement planning principles. Individual circumstances vary. Always consult with a qualified financial advisor before making retirement decisions. Examples use a $75,000 annual income baseline—adjust calculations for your specific situation. #RetirementPlanning #RetirementSavings #unitedstates #RetireEarly #RetirementAge #SocialSecurity #RetirementCalculator #FIRE #FinancialPlanning #RetirementTips #MoneyManagement #RetirementGoals #InvestingForRetirement #RetirementIncome #PersonalFinance #WealthBuilding #FinancialFreedom #RetirementStrategy #401k #IRA #RetirementAdvice #HowToRetire #FinancialEducation #MoneyTips #RetirementPlanning2025 #EarlyRetirement #FinancialSecurity #PassiveIncome #RetirementReady #SmartMoney