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Are student loans really the biggest financial trap of our generation? In this episode of The Teacher Money Show, I sit down with Jason Brown, author of Margin Matters and It Is Possible: How I Earned Two Debt-Free Degrees and How You Can Too, to talk about the skyrocketing cost of college—and what teachers, parents, and students can do to avoid student loan debt altogether. Jason breaks down the shocking reality of the student loan crisis, why 42+ million Americans are struggling, and how he completed two degrees with zero debt (and even made money in the process). His story is full of actionable advice for teachers going back for a master’s, parents preparing kids for college, and anyone looking to approach higher education without sacrificing their financial future. ✨ Key Takeaways for Getting a Debt-Free Degree -Plan ahead—don’t rush into a degree. -Work while you study to avoid borrowing. -Apply for every scholarship you can find (especially the small ones). -Choose colleges and programs with strong return on investment. -Use tuition assistance, employer reimbursement, and dual enrollment whenever possible. Explore the show notes at: https://www.teachermoneyshow.com/show103 Become a guest on the show: https://www.teachermoneyshow.com/guest Leave a voicemail question: https://www.speakpipe.com/teachermone... Need help? Get Coaching https://www.teachermoneyshow.com/coac... 🎙️ About The Teacher Money Show Hosted by educator and financial coach Shaun Morgan, The Teacher Money Show helps teachers navigate personal finance, build wealth, and unlock their financial superpowers—so their wallet, classroom, and life can thrive.