This Secret Healthcare Cost Could DELAY Your Retirement By 3+ Years скачать в хорошем качестве

This Secret Healthcare Cost Could DELAY Your Retirement By 3+ Years

🚨$250k+ household income and $500k+ assets...? You're ready for a personalized plan! Book your FREE retirement readiness call 👉 https://www.concurrentfp.com/ Want confidence that your retirement plan ACTUALLY works. Get it inside my Financial Harmony™ membership! (Just $115/month) 👉 https://www.concurrentfp.com/financia... Take the Gen X Retirement Readiness Quiz...📊 https://concurrentfp.typeform.com/gen... - Healthcare is the sleeper cost that can quietly delay retirement by 3+ years. In this episode, Dr. Preston Cherry (Financial Planning Ph.D., CFP®, Top 10 Investopedia Advisor, Founder of Concurrent Wealth Management) breaks down the real price of healthcare in retirement - and how to plan for it before it hijacks your date. Fidelity’s 2025 estimate puts a 65-year-old’s average lifetime healthcare spend at ~$172,500 after tax (up ~4% YoY), and MarketWatch notes it’s more than doubled since the early 2000s. Meanwhile, Advisor Perspectives highlights Gen X confidence gaps and competing pressures that make this easy to overlook. This video turns those numbers into a clear plan you can use now. This isn’t about fear. It’s about building a healthcare-aware retirement plan - so your life drives your money, not the other way around. What You’ll Learn in This Video 👇 ✅ The hidden line items Medicare doesn’t cover (dental, vision, LTC) and why premiums/deductibles still matter ✅ The $172,500 reality: why healthcare inflation outpaces wages/savings - and how to budget it proactively ✅ The costly “62 - 65 bridge”: options (spouse plan, ACA, COBRA, private) and how to avoid subsidy/IRMAA surprises ✅ Five smart Gen X moves: HSA strategy, Roth conversions with IRMAA awareness, catch-ups, stress-testing LTC, annual guardrails ✅ A simple 90-second audit to add a healthcare line to your plan and set annual IRMAA/tax checkpoints - Who Is This Video For? 📌 Gen X (40s - 50s - early 60s) building a healthcare-aware retirement plan 📌 DIY planners who want clear guardrails (IRMAA/ACA/social security tax interactions) 📌 Couples coordinating pre-Medicare coverage and Social Security timing 📌 Professionals who prefer transparent, values-first planning over guesswork - 🚨 Gen X, older millennials & pre/early retirees, with $250k+ household income and $500k+ assets... Are you ready for a personalized plan? Book your FREE retirement readiness call 👉 https://www.concurrentfp.com/ Want confidence that your retirement plan ACTUALLY works - without paying $6K+ a year? Get it inside my Financial Harmony™ membership for just $115/month 👉 https://www.concurrentfp.com/financia... Take the Gen X Retirement Readiness Quiz...📊 https://concurrentfp.typeform.com/gen... Subscribe for weekly, data-driven money strategies 👇 YouTube: @DrPrestonCherry- Key Words linking To This Topic: retirement healthcare costs, Fidelity $172,500 estimate, Medicare gaps, IRMAA surcharges, ACA subsidy cliff, pre-Medicare coverage 62 - 65, Gen X retirement planning, long-term care planning, HSA strategy, Roth conversions and Medicare, healthspan vs lifespan, retirement budget healthcare line item, premiums deductibles out-of-pocket, MarketWatch healthcare cost, Advisor Perspectives Gen X confidence, retirement date delay healthcare #RetirementPlanning #GenX #HealthcareCosts #Medicare #IRMAA #ACASubsidies #HSA #RothConversions #LongTermCare #FinancialPlanning #TaxSmartRetirement #PreMedicareBridge #RetireOnTime #WealthInTheKeyOfLife #MoneyMindset