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You followed all the rules, achieving a perfect FICO score—yet your loan was rejected. Robie dives deep into the 'Credit Score Trap.' The FICO score is a lagging indicator and systemic camouflage, designed to distract you. Learn why proprietary lending models ignore historical compliance and instead prioritize immediate capacity and behavioral character. Stop optimizing a number that rarely tells the full story when you need liquidity most. This video exposes the invisible equations that truly govern your financial freedom. credit score trap, FICO score, loan rejection, mortgage broker, lending algorithms, personal finance, financial freedom, credit score lies, proprietary lending models, high credit score, 800 FICO, financial literacy, credit compliance, banking secrets, robie finance [DISCLAIMER] This content is only intended to educate and entertain without offending anyone. This presentation offers social commentary and criticism; This is not financial advice. Viewers should use their own judgment regarding purchasing habits and consult a qualified professional for financial planning or psychological counseling.