PRC Insurance Town Hall #4: Risk Assessment скачать в хорошем качестве

PRC Insurance Town Hall #4: Risk Assessment

This fourth and final Insurance Town Hall focuses on risk assessment and insurability in Pacific Palisades, bringing together experts from Venbrook, AAA, Burns & Wilcox, Green Shield Risk, and Sonic Fire Tech. Panelists break down how insurance companies evaluate wildfire risk, the role of surplus lines and non-admitted markets, and what homeowners can do to improve insurability through smart design, construction methods, and emerging technology. The conversation covers builder’s risk insurance, concerns around water damage from sprinkler systems, and how building materials factor into underwriting decisions. The discussion also highlights the growing importance of more accurate risk models, including technology tools that have never been available to risk modeling and mitigation techniques in the way they are now. Moderator, Maryam Zar, underscores how both individual actions and community-wide mitigation strategies can influence coverage options. Panelists close by addressing the realities of shopping for insurance after a disaster and how insurers manage and diversify risk in today’s challenging market.