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If you are struggling with debt, please consider taking our free debt options calculator: https://tryascend.com/qualify/calcula... Estimate if you qualify for bankruptcy: https://tryascend.com/qualify/bankrup... Have debt? Find your best way out: https://tryascend.com/qualify/calcula... Do you qualify for a loan? Check and compare your options: https://tryascend.com/qualify/consoli... Free Bankruptcy Consultation With Attorney That Serves Your Area: https://tryascend.com/bankruptcy/free... Most people search Chapter 13 bankruptcy hoping for relief, but then stumble upon “Chapter 13 horror stories.” Why would something meant to stop lawsuits, garnishments, and even foreclosures end up ruining someone’s finances? In this video, Ben from Ascend Finance shares real-life stories from people who thought filing Chapter 13 would be the solution… and what actually happened to their plans. You’ll hear about payment plans that spiral out of control, attorneys who charge more than expected, and cases dismissed after years of commitment. Even a small income change or unexpected expense can turn a promising fresh start into a financial nightmare. But there’s a reason some people avoid these horror stories entirely. Ben shares what he’s learned from talking to countless filers, the patterns that lead to trouble, and steps that could help you avoid the same fate. If you’re thinking about Chapter 13 - or worried about an existing plan - this is the video you need before signing anything. If you prefer reading, check out this article: https://tryascend.com/bankruptcy/chap... Bankruptcy Alternatives: https://tryascend.com/bankruptcy/alte... Chapter 7 vs Chapter 13 Bankruptcy: https://tryascend.com/bankruptcy/chap... Chapters: 0:00 Intro 3:40 Horror Story #1 4:37 Horror Story #2 5:17 Horror Story #3 5:48 Horror Story #4 6:34 Horror Story #5 7:12 5 Steps to Avoid a Chapter 13 Horror Story 9:19 Conclusion At Ascend, we are dedicated to making debt freedom cheaper, easier, and faster. #bankruptcy #chapter13bankruptcy Music: https://www.bensound.com