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The U.S. commercial real estate market is currently facing a $17.8 trillion debt problem—a crisis far larger and more dangerous than the 2008 financial collapse. Office buildings, malls, retail centers, and hotels across the country are experiencing 40–70% drops in value, creating massive hidden losses inside regional and community banks. In this urgent breakdown, Warren Buffett explains why remote work, e-commerce, rising interest rates, and structural demand shifts have permanently damaged the commercial real estate market. He reveals how banks are quietly using “extend and pretend” to delay recognizing losses, why the FDIC does not have the reserves to handle widespread bank failures, and how deposit flight could trigger a modern bank run. Buffett also outlines the risks facing depositors, investors, and anyone holding exposure to regional banks or commercial real estate. This situation is structural, not cyclical, and the financial system has fewer tools to respond than it did in 2008. If you want to understand the real danger facing the economy—and how to protect your savings before the crisis becomes unavoidable—this is essential information. Please like, subscribe, and share to help others get this warning in time.