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Your brain is running 50,000-year-old software in a world designed to bankrupt you. Join Bob as he explains the "Dopamine Tax" the hidden psychological loop that forces you to spend, and learn the 3 systems to outsmart your own biology. Timestamps 0:00 - Introduction: The $100 Bill Experiment 0:22 - Understanding Your Ancient Brain Software 0:46 - The Dopamine Tax Explained 1:01 - Dopamine: The Anticipation Molecule 1:24 - The Buy Now Button Psychology 1:33 - The Pain of Paying 1:58 - Anchoring: The Discount Illusion 2:23 - The Diderot Effect: One Purchase Triggers Many 2:45 - Social Media and the Comparison Trap 3:11 - Frictionless Spending: How Apps Make You Poor 3:33 - Gamification: Credit Card Points Trap 3:53 - Decision Fatigue at Checkout 4:20 - Retail Therapy: Shopping as Self-Medication 4:44 - Solutions: How to Stop Paying the Dopamine Tax 5:05 - The 72-Hour Rule 5:18 - Calculate Prices in Hours of Your Life 5:30 - Understanding Sales as Marketing Manipulation 5:43 - Define What "Enough" Looks Like 6:01 - Final Thoughts: Retrain Your Brain #PersonalFinance #PsychologyOfMoney #Dopamine #FinancialFreedom #Consumerism #MoneyTraps #WealthMindset #behavioraleconomics Disclaimer: This video is for educational purposes only and is not financial advice. Always do your own research or consult a qualified professional before making financial decisions.