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I have $340,000 in the bank. I have a paid-off house. But at 3 AM, I wake up shaking. This is the dark side of retirement nobody tells you about. [Body Paragraph 1 - The Story] For 43 years, I followed every rule. I worked hard, saved 22% of my paycheck, and denied myself every luxury thinking, "I'll enjoy it when I retire." I thought retirement would be freedom. Instead, it was an identity execution. In this video, I share 5 private diary entries from my last 8 years of sleepless nights. From the heartbreaking moment I canceled my wife’s dream trip to Ireland over a $3,800 fear, to the realization that I wasted my entire life preparing for a life I never actually lived. If you are in your 30s, 40s, or 50s, counting down the days until you can "finally live," please watch this. This isn't just a story about money; it's a warning from age 78. Don't let your net worth become your self-worth. [Call To Action] 👇 Question for you: What is ONE thing you are putting off until "someday"? Tell me in the comments. I read every single one RetirementRegret #LifeLessons #FinancialFreedom #WastedLife #FrankMorrison #Motivation #Regret #OldAgeWisdom #CorporateTrap #Don'tWait