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Sponsor: Webull (exclusive rewards ✅) https://kvli.link/webull Join my Telegram https://t.me/kelvinvest 0:00 - Intro 1:09 - Why are HDB prices even allowed to appreciate in the first place? 2:33 - HDB as a nest egg for retirement 8:33 - Why not peg HDB prices to average household income instead? 10:38 - Is HDB a property investment, or not? Terms and Conditions apply. For detailed terms and conditions, please refer to our website at https://www.webull.com.sg/.Webull Securities (Singapore) Pte. Ltd. (UEN: 202116981M) is a Capital Market Services Licence holder under the Securities and Futures Act 2001, licensed and regulated by the Monetary Authority of Singapore.All content presented herein may contain advertisements. No content should be construed as investment advice or recommendation, or an offer or solicitation, to deal in any investment product. All investors should consider for themselves if the investment products are suitable. Investors are advised to seek advice from a professional financial adviser if they are uncertain if the investment products are suitable for them. Past performance of any investment products is not indicative of future performance. The value of the investment products and the income from them may fall as well as rise. Investing in investment products contains risks and investors may lose all their investments.The content may be translated into other languages. Where such a translation is made, this English version remains definitive. If there are any discrepancies between the English version and any version of the content in another language, the English version shall prevail.This advertisement has not been reviewed by the Monetary Authority of Singapore.