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In this episode, we’ll be focusing on the importance of insurance for lake districts and associations. Do you have insurance? Do you need insurance? As we say in the People of the Lakes guide, people are quick to seek a legal remedy if they feel they have been wronged. It’s necessary to protect yourself, your commissioners, and assets. Insurance issues have become a major budget item and concern for many lake organizations so we’re hoping this episode will help you take steps to ensure you’re adequately covered. Slides available: https://www3.uwsp.edu/cnr-ap/UWEXLake... Capacity Corner website: https://www3.uwsp.edu/cnr-ap/UWEXLake... Feedback Form: https://docs.google.com/forms/d/e/1FA... 00:00 03:45 Who needs insurance? 05:20 Civil Rights Liability & Discrimination 07:21 Do Lake District Boards Need to Carry Worker's Compensation Insurance? 11:20 Liability for Accidents and Worker's Compensation Insurance 14:29 Class Code Lookup 18:46 Directors and Officers Insurance 24:30 Auto Insurance & Inland Marine Coverage 28:45 Property Insurance 31:18 Who can be sued? 33:41 Protections Against Liability 44:10 Selecting an Insurance Company 47:52 Next steps - things to think about