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The Ritz Carlton Credit Card was discontinued in July 2018, but you can still get it by upgrading from the Marriott Bonvoy Bold or Marriott Bonvoy Boundless credit cards. Watch me do it! Click “Show More” to see Ad Disclosure. 📲 MAXREWARDS - Manage credit cards & rewards! Get Gold level for free with PROMO CODE = markr http://markscreditcards.com/maxrewards 💳👉VIEW CREDIT CARD OFFERS! https://markscreditcards.com/offers 🛍 RAKUTEN - Earn Cash Back! http://markscreditcards.com/rakuten ‼️ GET FREE STOCKS FROM WEBULL when you open an account & deposit $100: http://markscreditcards.com/webull HOW TO GET THE RITZ-CARLTON CREDIT CARD VIA PRODUCT CHANGE STEP 1: Get a Marriott credit card from Chase. Marriott Bonvoy Bold Marriott Bonvoy Boundless STEP 2: Keep the Marriott credit card open for 1 year. Account must be open for 12 months prior to upgrading. STEP 3: Have a $10,000 credit limit on the Marriott card. If you DO have other Chase cards, request a credit line reallocation (i.e. move credit from another card to your Marriott card) If you DO NOT have other Chase cards, request a credit limit increase on your Marriott card (note: a hard pull may be required) STEP 4: Contact Chase. Call the # on the back of your card & request a product change / upgrade. CHASE PRODUCT CHANGE: PROS 1. No Inquiry: A hard pull on your credit report is not performed when changing from 1 Chase card to another. 2. No New Account Opened: A product change does not result in a new card account on your credit report, which could have lowered your average age of accounts and your credit score (temporarily). 3. Preserve Account History: Your payment history, account age, and credit limit all remain intact. The account number should also remain the same. 4. Does Not Count Towards Chase 5/24 Rule: Because a new card account isn’t opened, your 5/24 count won’t change. CHASE PRODUCT CHANGE: CONS 1. No Bonus: You won’t receive a welcome bonus for a product change. NOTE: You may receive the welcome bonus on the original card you opened (i.e. the Bonvoy Bold / Bonvoy Boundless, in this case). Read the terms first. Chase makes a distinction between (a) getting a Marriott credit card even without a signup bonus vs. (b) getting a Marriott credit card with a signup bonus. The eligibility is based on which cards you have, which cards you’ve had in the past, and if / when you got a signup bonus. Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor. #creditcards #ritzcarlton #travelcreditcards