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Welcome to my MissBeHelpful channel! Lots of you have been asking me to talk more about APR, or annual percentage rate. This is a term used in reference to everything from mortgages and car loans to credit cards, so it's really important that you take a few minutes to understand how it works! In this video, I look at credit card APR - which we all have listed on our monthly statement. Here I jump into what APR is, how it’s calculated and how to think about APR when applying for new cards. To get more awesome resources about APR, check out the "Better Money Habits" partnership between Bank of America and Khan Academy: https://bettermoneyhabits.bankofameri... More from MissBeHelpful: My VERY FIRST video (AWWW): • Get Your Credit Score FREE Today! How to Improve Your Credit Score FAST: • Improve Your Credit Score QUICKLY! (C... Common Credit Card Myths: • Common Credit Card Myths - Don't Be F... 5 Things to Consider When Applying for New Credit Cards: • 5 Things to Consider When Applying fo... How To Earn Rewards Without Hurting Your Credit Score: • How To Earn Rewards Without Hurting Y... Why I Don't Care About A Perfect Credit Score & You Shouldn't Either: • Why I Don't Care About A Perfect Cred... When Should You Get Your First Credit Card?: • When Should You Get Your First Credit... Can I Keep My Oldest Card Without the Annual Fee?: • Can I Keep My Oldest Card Without The... Is 0% Utilization Bad for Your Credit Score?: • Is 0% Utilization Bad For Your Credit... How Many Credit Cards Should You Have?: • How Many Credit Cards Should You Have? How Authorized User Status Might Increase Your Credit Score: • How Authorized User Status Might Incr... 7 Reasons Your Credit Score Might Drop: • 7 Reasons Your Credit Score Might Dro... How to Manage Many Different Credit Cards: • How To Manage Many Different Credit C... How to Upgrade Your Credit Card With a Product Change: • How To Upgrade Your Credit Card With ... Why Does It Take So Long to Fix Your Credit??: • Why Does It Take So Long To Fix Your ... 3 Ways to Protect Your Credit Report & Financial Information: • 3 Ways to Protect Your Credit Report ... When to Pay Your Credit Bill and Increase Your Credit Score: • When To Pay Your Credit Card Bill And... Freeze Your Credit for FREE!: • Freeze Your Credit For FREE!!! Let’s connect: FACEBOOK: / missbehelpful INSTAGRAM: https://www.instagram.com/missbehelpf... BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!