Is The 4% Rule Is Dead? – Yes & How To Retire on Bitcoin Without Ever Selling (Buy‑Borrow‑Die) скачать в хорошем качестве

Is The 4% Rule Is Dead? – Yes & How To Retire on Bitcoin Without Ever Selling (Buy‑Borrow‑Die)

The 4% Rule Is Dead – Retire on Bitcoin Without Ever Selling (Buy‑Borrow‑Die) In this live session I break down why the classic 4% safe‑withdrawal rule is a flawed retirement plan and show you a Bitcoin‑backed loan strategy that lets you fund your lifestyle while your crypto keeps compounding. What you’ll learn: The 4 % Rule basics and why it no longer works in today’s high‑inflation, low‑real‑return environment. Hard data: Nearly 50 % of Baby Boomers have no retirement savings; median savings (~$200 K) only generate ~$8 K/year under the 4 % rule—far short of the $78‑$120 K needed to live. The core problem: Mandatory selling kills compounding, creates massive tax drag, and wastes opportunity‑cost potential. Mindset shift: From a “drawdown bucket” to a business‑model view of your assets. Buy‑Borrow‑Die (BBD): How to keep Bitcoin intact, borrow a low‑LTV (≤ 15 %) loan, and use the cash to cover expenses—no forced sales, no capital‑gains tax, continuous growth. Step‑by‑step loan cycle – harvest appreciation, pay interest, repeat. Long‑term advantage: Bitcoin’s historic 20‑50 % CAGR dwarfs typical loan rates (3‑10 %). As the asset grows, your LTV shrinks, giving you more borrowing power. Risk management: 4‑layer liquidity stack (operating cash, stable‑coin reserve, liquid assets, emergency fund) and a –30 % stress test to keep you safe. Action checklist to evaluate your retirement gap, pick a high‑growth asset, secure a low‑interest crypto loan, and build your liquidity layers. Who this is for: ✅ FIRE‑focused professionals with $500 K‑$5 M net worth ✅ Bitcoin‑curious investors who want a tax‑efficient retirement plan ❌ Not for low‑net‑worth “know‑it‑all” skeptics, Bitcoin maxis, or trolls Why watch? If you’re tired of the 4 % rule’s unrealistic promises and want a real‑world, math‑backed path to retire on Bitcoin without ever selling, this is the video you need. 🔔 Subscribe for more FIRE, crypto, and wealth‑building strategies:    / @bradlongco   💬 Comment your biggest retirement pain point – I’ll address it in a future video. 📚 Resources & links (loan providers, calculators, liquidity‑stack template) are in the description below. 📌 Hashtags #4PercentRule #BuyBorrowDie #BitcoinLoans #CryptoRetirement #FIRE #FinancialIndependence #RetirementPlanning #Bitcoin #CryptoInvesting #WealthBuilding #DebtFreeRetirement #PassiveIncome #BradLongCo Enjoy the live stream and let’s redesign retirement together! 📰 Join my 3-sentence, FIRE-Oriented Bitcoin micro newsletter. No fluff, just actionable stuff: https://bradlongco.kit.com/ ☕️ Buy me a coffee here: https://buymeacoffee.com/firesidebitcoin ✅ Book a 30min call with Brad: https://bradlong.carrd.co/ ✅ Gemini Orange MasterCard: Earn up to 4% cash back in Bitcoin. Sign up today to earn a $200 intro Bitcoin bonus at: https://creditcard.exchange.gemini.co... ✅ Level-Up Your Online Privacy & Security With Proton Suite: Proton Mail, Calendar, Password Manager, VPN, File Storage, Bitcoin Wallet and privacy focused AI: https://pr.tn/ref/1NX7HVB20NA0 ✅ SIM Swap Protection: Secure your mobile phone from hacks that could steal your Bitcoin with Efani, trusted by CEOs, VIPs and top corporations: https://portal.efani.com/account/home... ✅ Earn Free Bitcoin With The Fold Debit Card: $10 signup bonus: https://use.foldapp.com/sign-up?refer... ✅ YNAB (You Need A Budget) Best Budgeting Software Ever: Get access to your free 34-day trial here: https://ynab.com/referral/?ref=Msy_Oo... ✅ Take my Personal Finance/Budgeting Course for FREE (I Normally Charge $250):    • Bulletproof Budget Course   Affiliate Disclaimer: Links in the description may contain affiliate links that help support this channel. That means if you click on those links and make a purchase, the channel may receive a commission at no extra cost to you. *None of this information is meant to be taken as financial, investment, tax or legal advice. It is intended for entertainment purposes only. The video is accurate as of the posting date but may not be accurate in the future. Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use.