Holiday Money Moves: Enjoy Christmas Without Entering January Broke | Budget Tips скачать в хорошем качестве

Holiday Money Moves: Enjoy Christmas Without Entering January Broke | Budget Tips

If your holiday cart total made you whisper “Jesus, be a fence,” this episode is for you. In this Elevation Zone TV video, we break down practical, faith-centered holiday money moves you can use right now to enjoy Christmas without entering January broke. From setting a realistic spending ceiling and using the 40-40-20 method, to smart gift caps, the 4-gift rule, food budgeting, credit card guardrails, and building a January cushion, this is fast, real, no-shame financial wisdom for the holiday season, especially for families, immigrants, and anyone trying to steward their money well while still creating meaningful memories. #HolidayBudget #HolidayMoneyMoves #ChristmasOnABudget #FaithAndFinances #ChristianFinance #JanuaryBudget #NoJanuaryBroke #MoneyStewardship #BudgetingTips #FinancialWisdom #SmartSpending #HolidaySpending #DebtFreeJourney #PersonalFinanceTips #FamilyBudgeting #IntentionalLiving #ChristianYouTuber #ElevationZoneTV #MoneyWithPurpose #FinancialBoundaries #elevationtribe #elevationzoneTV #growthisthenewgoal Chapters 00:00 Intro - Holiday money moves 00:42 Welcome to Elevation Zone TV 01:24 Pick your number - the ceiling - 40-40-20 rule 03:10 List everyone you’re gifting 05:10 Four Gift rule (Want, Need, Wear & Read) 6:20 Food - Create the menu - collab with guests, pantry check 9:25 Intangible gift options & Coupons / Gift Cards 11:39 Pool money with family/friends for large/expensive gifts 12:18 Non-negotiable: set up a January cushion 13:52 Debt guardrail with Credit cards 14:56 Dealing with marketing & promotional emails 15:42 No spend day 15:58 Regifting 16:22 Split one bigger gift 2–3 ways with friends/family 16:44 Grocery swap 17:14 Use leftover foods 17:25 Recap & Closing 19:29 Outro