CPP Sharing Demystified скачать в хорошем качестве

CPP Sharing Demystified

Many retirees know that they have the ability to “split” certain types of retirement income. Pension income, and RRIF income (provided that the annuitant is over the age of 65) can be split with a lower income spouse in order to average down your tax bill. In many cases, retirees are surprised to learn that CPP benefits cannot technically be split on the tax return. They can, however, be shared. CPP sharing can produce the same effect as income splitting but it’s not a perfect process and it takes some work to figure out whether it makes sense for you. In this video, I am going to explain what CPP sharing is and how it works, and the conditions that need to exist so that CPP sharing makes sense for you. Then I am going to close with an example of a hypothetical retirement couple who used CPP pension sharing to lower their lifetime tax bill. LINKS: https://www.canada.ca/en/services/ben... https://walhoutfinancial.ca/insights/... RESOURCES: ⭐️⭐️SPECIAL OFFER - HOW MUCH DO I NEED TO RETIRE QUIZ ⭐️⭐️ Complete this brief survey and I will send you a private and personalized video with your results within a few days. https://forms.office.com/pages/respon... 📅 Book an Introductory Call with Mark https://outlook.office365.com/owa/cal... 🗞️😄 RETIREMENT ROUNDUP🗞️😄 To get a weekly video newsletter with retirement news, planning insights, and investment lessons, consider subscribing to "Retirement Roundup" below: https://mailchi.mp/walhoutfinancial/r... 📓📋 Retirement Spending Planner https://mailchi.mp/walhoutfinancial/s... TIMESTAMPS: 0:00 - Introduction 1:06 - CPP Sharing Explained 1:48 - Before CPP Pension Sharing 3:17 - The CPP Sharing Calculation 5:51 - After CPP Pension Sharing 7:04 - Closing