Inherited IRA RMD | New 2025 CHANGES! скачать в хорошем качестве

Inherited IRA RMD | New 2025 CHANGES!

If you inherited an IRA after 2019, the IRS rules around required minimum distributions (RMDs) have changed, and many people are getting it wrong. In this video, Lance Miller, CFP®, walks through the updated inherited IRA RMD rules for non-spouse beneficiaries. You'll learn how to avoid penalties, calculate your RMD correctly, and manage your tax exposure over the 10-year withdrawal period. You’ll learn: • Who the new inherited IRA rules apply to • Why the stretch IRA is no longer an option • How to calculate your annual RMD (with a free tool) • Why missing your RMD could cost you a 25% penalty • The tax trap of waiting until year 10 to withdraw • Key Medicare and tax threshold issues to consider At Compass Wealth Management, we help clients navigate transitions like retirement, inheritance, and executive compensation planning with clarity and confidence. 💡 Need help estimating your annual withdrawal? Use the Schwab Inherited IRA RMD Calculator: https://www.schwab.com/ira/ira-calcul... Chapters: 00:00 – Inheriting an IRA? Know the new rules 00:35 – What changed with the Secure Act 01:10 – Who these new RMD rules apply to 02:00 – Annual RMD requirement for non-spouse inheritors 02:30 – Using the Schwab RMD calculator 04:10 – Avoiding the 25% penalty 05:00 – 10-year rule explained 06:00 – The tax trap of year-10 lump sum 06:40 – Roth IRA rules for inherited accounts ----------- This material is not intended to be relied on as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The opinions expressed are as of September 29, 2025, and may change as subsequent conditions vary. The information and opinions contained in this material are derived from proprietary and nonproprietary sources deemed by Compass Wealth Management to be reliable, are not necessarily all-inclusive and are not guaranteed as to accuracy. Past performance is no guarantee of future results. There is no guarantee that any forecasts made will come to pass. Reliance upon information in this material is at the sole discretion of the reader. Investments involve risks.