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A lot of people are making Social Security decisions using outdated charts and last year’s assumptions—and that can quietly cost real money for life. In this video, we update everything for 2026 with the real numbers seniors and retirees need right now. ✅ What’s covered in this 2026 update: • Full Retirement Age (FRA) is now 67 for anyone born in 1960 or later • Claiming at 62 vs 67 vs 70 — why early claiming can mean a permanent reduction • 2026 COLA update and why the “raise” may feel smaller after deductions • Medicare Part B premium and deductible changes (often deducted from Social Security) • Working while collecting: 2026 earnings test limits and how withholding works • 2026 taxable wage base increase and what it means if you’re still working • Social Security credits requirement update for eligibility • Max benefit headlines vs what most people realistically receive • Social Security taxes: combined income thresholds and why more retirees get taxed • Key planning checklist: net income, taxes, Medicare, work limits, and claim timing ⚠️ Important: This video is educational and not individual financial or legal advice. Always verify your personal estimates using your SSA account and consider speaking with a qualified professional for your specific situation. #SocialSecurity #SSA2026 #SocialSecurityUpdate #RetirementPlanning #Seniors #Retirees #Medicare #MedicarePartB #COLA2026 #RetirementIncome #SocialSecurityBenefits #EarningsTest #FRA67 #ClaimingSocialSecurity #DelayRetirementCredits #FinancialPlanning #SeniorBenefits #TaxPlanning #SSDI #SSI