CMHC 95% Financing Is Not Guaranteed in 2026 (Here’s Why) скачать в хорошем качестве

CMHC 95% Financing Is Not Guaranteed in 2026 (Here’s Why)

Most investors assume CMHC MLI Select means automatic 95% financing. That’s no longer how approvals are working heading into 2026. Over the last several months, more CMHC files have been approved at 90%–94% LTV instead of the full 95% — even when the deal meets every guideline. Not because the investor made a mistake, but because underwriting assumptions around vacancy, rent, and cap rates have become more conservative. In this video, I break down: Why residential lending broke for investors in 2025 How CMHC net-asset qualification actually works Why liquid assets matter more than hitting 5% down A real CMHC example where the loan was reduced by $70,000 How to structure deals so they still work at 90%–94% LTV Even with tighter underwriting, CMHC MLI Select remains the most scalable financing tool for multi-family investors in 2026 — if it’s structured properly. If you want help reviewing your CMHC eligibility or stress-testing a deal under reduced LTV scenarios, book a free strategy call below. Website: https://dkwg.ca Instagram:   / darren.kim.homes   Facebook: https://facebook.com Join the Investor List: https://eepurl.com/i78pO- 📧 darren@DKWG.ca 📞 647-467-2971