STEP-BY-STEP ZERO-BASED BUDGET TUTORIAL| BUDGET WITH ME JULY 2021| PAY #1| LOW INCOME| TAYLORBUDGETS скачать в хорошем качестве

STEP-BY-STEP ZERO-BASED BUDGET TUTORIAL| BUDGET WITH ME JULY 2021| PAY #1| LOW INCOME| TAYLORBUDGETS

STEP-BY-STEP ZERO-BASED BUDGET TUTORIAL| BUDGET WITH ME JULY 2021| PAY #1| LOW INCOME| TAYLORBUDGETS Heyy 👋🏾 thanks so much for being here! In this video, I am doing a first! Breaking down, STEP BY STEP, how to complete a Zero-Based Budget, with my first July paycheck! I’ll also be answering questions I’ve received about budgeting and explaining what every step in the budget process means! I really hope you enjoy ❤️ God Bless 🙏🏾 🌟 SHOUT-OUTS 🌟 Cathy’s Cash & Coin:    / @cathyscashcoin   Snowgardner307:    / @snowgardener307budgets   🔽 V I D E O S M E N T I O N E D 🔽:: July Monthly Budget Breakdown + Goals:    • JULY 2021 MONTHLY BUDGET BREAKDOWN + JULY ...   Budget Journey Start Date: Jan. 28, 2021 Debt Amount: About $131K Budget Method: Zero-Based Budget (The Budget Mom Inspired) 🌼 Want to earn money from scanning your receipts?! ✨✨ My FETCH Code 👉🏾👉🏾 YDJJ5 ✨✨ ((earn 2,000 pts when you use my code)) 🌻 Follow me on INSTAGRAM:: @taylorbudgets 🌸 S U B S C R I B E here:    / @taylorbudgets   🔽 P R O D U C T S I U S E 🔽:: The Budget by Paycheck Workbook by The Budget Mom: https://shop.thebudgetmom.com/product... Filofax Wallet: https://tbm.filofax.com/tbm/saffiano-... Rae Dunn Inspired Cash Envelopes: ETSY SHOP: CreationsbyChantinge https://www.etsy.com/listing/79773976... Spending Trackers: https://shop.thebudgetmom.com/product... Checkered A6 Binder: https://www.etsy.com/listing/98955632... Leather Quilted A6 Binder: https://www.etsy.com/listing/98505411... Sinking Funds Zipper Envelopes: https://www.amazon.com/gp/product/B07... Sinking Funds Labels: ETSY SHOP: SimplySignsbyKM https://www.etsy.com/shop/SimplySigns... or use Code: TAYLORBUDGETS for 10% off until end of year The Budget Mom Cash Teller Slips: https://shop.thebudgetmom.com/product... Calculator: https://www.amazon.com/dp/B08HLT7D5F?... 🎥 WHAT I USE TO FILM:: Camera: iPhone 11 Plus Software: iMovie Phone Setup: https://www.amazon.com/gp/product/B07... 📷 I N S T A: @taylorbudgets 👩🏾‍💻 W O R K W/ M E: Please send inquiries to taylorlinphillip@gmail.com 🎵 MUSIC COURTESY OF EPIDEMIC SOUND www.epidemicsound.com ABOUT ME:: 💁🏾‍♀️ Hey 👋🏾 I'm Taylor. I'm 27, a single MAMA to a beautiful baby girl; I work part-time and am a GRAD STUDENT (master's degree in Clinical Psychology; hence the amount of debt 💆🏾‍♀️). I have less than a year til I graduate. I started really paying attention to how much I spent once I realized I was living paycheck to paycheck, and couldn't justify where all my money went. I finally sat down, tracked my spending for two months, and was like WOAH! 😩 I was spending so much on Amazon and eating out; it needed to stop. I wanted to find ways to save (although I had already been doing that), but save more and start paying off student loan debt early! But how on such a LOW INCOME?! It's possible!!! So here I am, taking you along my journey to being DEBT FREE, and saving for my daughter and our future! I have BIG GOALS and I'm going to reach them all! In Jesus Name! 🙌🏾 TIMESTAMPS: 0:00 Intro 0:40 Shout Outs 3:25 Let’s Start! 5:09 What is a Zero-Based Budget? 5:38 My Income 6:36 Your Bills 8:56 What is a Cushion/Buffer? 11:27 Cash Envelopes 15:42 How to Determine What Amount To Put In Your Cash Envelopes? 19:03 Sinking Funds 22:52 Extra Debt Allocation 24:11 Extra Savings Allocation 26:33 THANK YOU! 28:57 Zero-Based Budget Formula 29:24 Cash Envelope Breakdown 31:46 Outro