Fed Rate Cut 2025 📉 | Why Mortgage Rates Aren’t Dropping as Expected скачать в хорошем качестве

Fed Rate Cut 2025 📉 | Why Mortgage Rates Aren’t Dropping as Expected

Fed Rate Cut 2025 📉 | Why Mortgage Rates Aren’t Dropping as Expected Gary and Brad are back discussing the latest Federal Reserve interest rate decision. The Fed recently cut the Fed funds rate, but many consumers still ask: “Why isn’t my mortgage rate going down?” In this video, Brad Avon, Senior Loan Officer at Fairway Independent Mortgage, breaks down the difference between the Fed rate vs mortgage rate, how the Fed’s policy impacts short-term borrowing costs like credit cards and home equity lines, and why long-term mortgage rates are more closely tied to the 10-year Treasury yield than the Fed’s moves. We’ll cover: ✅ The Fed’s September 2025 rate cut and what it means for borrowers ✅ Why mortgage rates don’t drop in lockstep with Fed policy ✅ How today’s mortgage rates, refinance opportunities, and housing affordability are being shaped ✅ Outlook for the October and December Fed meetings ✅ Key economic signals like jobless claims and the Philadelphia Fed manufacturing index If you’re wondering whether now is a good time to buy or refinance a home, this video will help you understand how Fed monetary policy really works and what to expect from mortgage rates heading into 2026.