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In this episode, we are joined by Dr. Jeff Kullgren, research scientist and faculty member at the University of Michigan, to discuss their study on the use of Health Savings Accounts to save for health care expenses. Highlights of this episode include: Background on the study which surveyed over 1,600 participants about their use of health savings accounts and how they saved for health care expenses, details behind the growth of enrollments in high-deductible health plans in the private insurance market, why only one in three individuals enrolled in a high deductible health plan did not have a health savings account, what top reasons were given for not contributing to a health savings account in the past year, what are some practical steps that employers, payers, and providers could do to better support high deductible plan enrollees to take advantage of using HSAs, and more...