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Rates Snapshot (02/02/2026): 30 Yr Fixed: 6.16% | 15 Yr Fixed: 5.75% FHA 30 Yr: 5.79% | Jumbo 30 Yr: 6.35% 7/6 SOFR: 5.61% | VA 30 Yr: 5.81% Freddie Mac (updated weekly): 30 Yr 6.10%, 15 Yr 5.49% What we’re covering today: Buyers are back — but picky. Demand is holding even with volatility, and buyers are walking when homes aren’t priced or prepared correctly. Deal cancellations are rising. Inspection issues, insurance costs, and pricing gaps are killing contracts — strategy matters. Foreign capital remains a pillar. South Florida saw $4.4B in foreign investment last year, led by Latin American buyers. Portals & policy shifts. Homes.com is doubling down, and national housing policy signals point to protecting home values while easing borrowing costs. What agents can do this week: Over-communicate value on inspections, insurance, and pricing upfront. Coach sellers hard on condition + price before going live. Re-engage international and cash buyers — they’re still active. Set expectations early: today’s buyers have options and leverage.