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Stop thinking about taxes as an April problem. If tax season feels stressful every year, it’s not because taxes are complicated—it’s because you’re treating a year-round system like a last-minute event. In this video, AJ Ayers breaks down how professionals actually manage taxes so April 15th becomes just another day on the calendar. No loopholes. No gimmicks. Just organization, planning, and fewer expensive surprises. You’ll learn: • Why filing a tax extension is often a smart move—not a failure • How and when to run tax projections so you’re never shocked by a bill • How to save for taxes the right way (and where to keep the money) • What self-employed earners need to do to avoid penalties • How to track investments, capital gains, and losses throughout the year • Why clean books and good records matter more than tax software • When paying for real advice saves you far more than it costs • The state tax mistakes people miss until it’s too late Good tax planning is boring. When it’s working, April 15th is just a warm spring day. This video is for high earners, business owners, and professionals who want taxes handled quietly, correctly, and without panic. Chapters 00:00 Stop treating taxes like an April problem 01:07 How professionals plan for taxes 02:45 Why extensions are a flex 03:13 How much to save for taxes 04:36 Clean books & estimated payments 05:07 Charitable giving & 529 planning 06:27 RMDs and inherited accounts 07:15 Tracking investments & gains 08:19 Paying for real tax advice 09:49 State taxes people forget Want smarter money insight in your inbox? Subscribe to the Money Changes Everything newsletter for grounded advice on wealth, work, and life that actually reflects how people live: 🔗 https://moneychangeseverything.substa... If this episode gave you something to think about, hit subscribe to this channel and turn on notifications. We publish sharp, clear financial frameworks. No fluff. No gimmicks. Just real guidance for people navigating complexity.