What Are Portable Mortgages?! Jason Mitchell - #1 Real Estate Broker in the U.S. Explains скачать в хорошем качестве

What Are Portable Mortgages?! Jason Mitchell - #1 Real Estate Broker in the U.S. Explains

The housing market is frozen and the reason is simple: Millions of Americans are locked into 2.5%–3.5% mortgage rates and can’t justify selling their home only to take on a 6.5% rate and a higher purchase price. But a new proposal called the Portable Mortgage could be the biggest housing shift in decades. In this video, I break down: 🔹 Why assumable mortgages don’t actually solve the problem 🔹 The real math behind the $500,000 → $300,000 → $200,000 “gap” 🔹 How blended rates destroy the appeal of assumable loans 🔹 What a portable mortgage is and how it actually works 🔹 The 2021 example ($350k @ 3%) and how it transfers to a $500k home 🔹 Why move-up buyers are stuck in “mortgage jail” 🔹 How this single change could unlock MILLIONS of transactions 🔹 What this means for lenders, underwriting, and the entire housing market If this gets approved, it could completely reshape real estate mobility.... 👇 Comment below: Would you move if you could keep your current mortgage rate? Follow me on Instagram:   / jasonmitchell_jmg   Check out my Tiktok:   / jasonmitchellrealestate   Here's our real estate team's website: https://thejasonmitchellgroup.com/ Download my book "Psychology in Real Estate" to learn how to make a million in sales within 40 days: https://40dayblueprint.com/