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Avoid OAS Clawback: https://tinyurl.com/AKellermann Download my Free Retirement Investment Concepts Guide: https://www.alexkellermann.com/en-ca/... Most Canadians look forward to receiving Old Age Security (OAS) in retirement — but if your income is above a certain level, you could lose part or even all of it. In this video, I’ll explain how the OAS clawback works, why it catches so many retirees off guard, and what you can do to reduce or avoid it. We’ll walk through real examples, common mistakes, and the six key strategies that can help you keep more of your benefits: Drawing down RRSPs before 65 Using TFSAs for flexible, tax-free income Splitting income with a spouse Managing large capital gains Delaying OAS for higher payments Coordinating all your income sources strategically If you’ve worked hard, saved diligently, and want to enjoy your retirement without unnecessary clawbacks, this video will help you plan smarter. Don’t forget to like, share, and subscribe for more Canadian retirement strategies. #retirementplanning #oasclawback #retirementincome #canadianretirement #financialplanning #taxplanning #retirementstrategy #rrspwithdrawal #tfsa #incomesplitting #cpp #retirementtaxes #financialadvisor #retirementadvice #wealthplanning #retirewithconfidence #retirementtips #retirementgoals #retirementeducation #personalfinance