Using a 401k or IRA to Buy a Home? This Potential Change Could Be Huge скачать в хорошем качестве

Using a 401k or IRA to Buy a Home? This Potential Change Could Be Huge

With rising costs and ongoing affordability challenges, buyers and sellers alike are watching for changes that could make homeownership more accessible. In this episode of Lerman Logic, Jim Lerman of Lerman Ramsay Real Estate discusses a potential policy change around how buyers may use their 401k or IRA funds when purchasing a home. Currently, buyers can borrow from retirement accounts — but must pay those funds back within a set time or face taxes. A proposed change could allow buyers to repay those funds only when the home is sold, easing monthly expenses and improving affordability. Jim explains: ✔️ How retirement funds are used today ✔️ Why payback rules create extra financial pressure ✔️ How a proposed change could help buyers ✔️ Why this also helps diversify a retirement portfolio This applies to both buyers and sellers and could have a meaningful impact on the housing market. 📍 Serving Washington & Oregon 📞 503-889-6780 🌐 https://www.lermanramsayrealestate.com #HomeAffordability #HomeBuying #WashingtonRealEstate #OregonRealEstate #LermanLogic