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A permanent Social Security baseline change could mean hundreds of dollars more per month for many retirees. But how much more could you actually receive — and will Medicare premiums or taxes reduce part of that increase? In this update, Sara breaks down what this structural adjustment really means for retirement benefits, SSDI recipients, and couples receiving spousal benefits. We explain how the higher baseline works, how future cost-of-living adjustments could compound over time, and why this shift may impact your claiming strategy if you haven’t filed yet. We also cover: • How Medicare Part B premiums and IRMAA could interact with a higher benefit • Whether the hold harmless provision protects you • When the increase may appear in your payment schedule • How federal taxes on Social Security could apply • What to watch for to avoid scams If you rely on Social Security for retirement income, understanding this change is essential to protecting your long-term financial stability. For official information, always visit the Social Security Administration at: https://www.ssa.gov Stay informed. Stay protected. And make sure you understand every dollar you’ve earned. Disclaimer: This video is for informational and educational purposes only. It is not financial, tax, or legal advice. Payment amounts, eligibility rules, and implementation timelines are subject to change based on official government decisions. For personalized guidance, consult the Social Security Administration or a qualified financial or tax professional. Social Security raise, permanent Social Security increase, Social Security update 2026, Social Security news today, Social Security baseline change, higher Social Security benefits, Social Security COLA explained, Medicare Part B premiums 2026, IRMAA 2026, Social Security taxes explained, SSDI increase update, SSI payment update, retirement benefits increase, Social Security claiming strategy, Social Security for seniors, SSA update, Social Security payment schedule, retirement income planning, seniors Social Security today, Sara Social Security update #SocialSecurity, #SocialSecurityUpdate, #SocialSecurityRaise