Office Hours: Update on debt relief, how FFELP Loans can get cancelled through the IDR adjustment скачать в хорошем качестве

Office Hours: Update on debt relief, how FFELP Loans can get cancelled through the IDR adjustment

Office Hours is a semi-monthly virtual student loan clinic presented by the ‪@themccfw‬ that provides borrowers with a free, trusted venue to help them navigate student loans and prepare for financial success beyond repayment. The 11.30.22 edition covered topics including an update on student loan cancellation (lawsuits, how to verify eligibility, and apply), how to interpret PSLF payment letters and review payment count details, steps for FFELP borrowers who may be able to have their student loans cancelled through the IDR adjustment, and factors to consider when looking to refinance private student loans. Disclaimer: Office Hours is presented by the Maryland Center for Collegiate Financial Wellness for informational purposes only. The information presented does not represent financial or legal advice. Borrowers are responsible for all decisions and outcomes related to their student loan repayment and/or cancellation experience. #studentloans #PSLF #PSLFwaiver #studentloanforgiveness #pslfcount #consolidation #studentloandebt #cancelstudentdebt #FFELP #FFEL #IDRadjustment Contents 00:00 Introduction 02:41 I got an email that my application for debt relief was approved but it's blocked. What does that mean? 08:53 When will student loan payments resume? 10:55 I consolidated and got a letter that said my loan was paid in full. Is my debt cancelled? 13:21 I have 16+ years of qualifying employment but I got a letter that I don't qualify for PSLF. What does this mean? 16:42 PSLF progress update for a borrower who consolidated student loans with Parent PLUS Loans during the limited waiver 17:43 How to read a Qualifying Payment Count in the MOHELA Payment Tracker 21:31 PSLF update for Maryland. How much debt have Marylanders had forgiven through PSLF? 24:01 How FFELP loan borrowers can get loans forgiven even if they don't work in public service 29:32 Who will see automatic loan forgiveness through the IDR adjustment 31:29 Example of a real FFELP Loan and how the IDR adjustment can shave years off of repayment 38:13 Possible reasons to refinance private student loans 40:02 Factors to consider when refinancing private student loans 41:15 Things to think about when evaluating interest rates 45:59 Informational resources for borrowers (federal student loans)