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HOA Put a $45,000 Lien on My Cabin for “Violations” My Counterclaim Cost Them Their Insurance Policy "Your little retirement project is in violation, Major. The board has voted, and as of this morning, there is a forty-five-thousand-dollar lien against your property for cumulative infractions and remedial landscaping fees. Pay it, or the association will foreclose. Welcome to Blackwood Ridge." The voice on the other end of the line was syrupy with false sympathy, a weaponized sweetness that made the hairs on my arms stand up. It belonged to Karen Bishop, the newly elected president of our so-called Homeowners Association, a woman who moved with the gravitational certainty of a minor planet and wielded her clipboard like a scepter. I was standing on the porch of the cabin my late wife, Sarah, and I had built with our own hands, a place of peace carved out of twenty acres of pine and hickory, and this woman was telling me it was no longer truly mine. #HOA #HOAStory #HOAstories #homeownersassociation #story #stories