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Stop worrying about Social Security "running out"—it's not going to happen. But changes ARE coming by 2033. Retirement planner Amy Shepard breaks down what's really happening with Social Security and what you need to know. Essential insights in this video: ✓ Why Social Security won't disappear (despite scary headlines) ✓ The real 2033 deadline and what it actually means ✓ Historical precedent: How the 1983 crisis was solved ✓ 4 most likely reforms coming in the 2030s ✓ Why politicians will wait until the last minute ✓ How to protect your retirement regardless of changes ✓ Different impacts on high vs. low-income earners Whether you're 45 or 65, this video provides the clarity you need to make informed retirement decisions without fear-based planning. SUBSCRIBE to our channel for more retirement insights: https://www.youtube.com/c/Sensiblemon... #socialsecurity #retirementplanning #socialsecurityreform #retirementsecurity #financialplanning #socialsecuritybenefits #retirementstrategy #politicaloutlook #retirementincome Related links: FREE REPORT: 4 Things Near Retirees Must Know About the 4% Rule https://www.sensiblemoney.com/four-pe... FREE REPORT: 10 Worst Money Moves for Near Retirees https://www.sensiblemoney.com/retirem... Control Your Retirement Destiny: Download Chapter 1 for Free https://www.sensiblemoney.com/control... For more expert insights and personalized retirement planning, visit our website: https://www.sensiblemoney.com/ Schedule a complimentary consult: https://www.sensiblemoney.com/premeet... DISCLOSURES This presentation is for informational purposes only and is not a solicitation to buy or sell securities or provide investment advice. Sensible Money, LLC (“SM”) is a registered investment adviser. Registration does not imply endorsement. For information on SM’s services and fees, you can find our disclosure documents at https://adviserinfo.sec.gov/firm/summ.... Charts or examples are for illustration only and do not guarantee future results. Past performance is not indicative of future outcomes, and investing involves risks, including the possibility of loss.