The Mortgage Payoff Trap Nobody Talks About скачать в хорошем качестве

The Mortgage Payoff Trap Nobody Talks About

📞 Book a Free Discovery Call With an Experienced Mortgage Broker https://tr.ee/bookwithdavid 📷 Instagram →   / davidpelligra   Are you stacking cash in your offset account thinking it's the best way to get ahead? You might be falling into the trap of "lazy money." In this video, I reveal why paying off your home loan the traditional way could actually be slowing down your wealth creation. I introduce the concept of "Intentional Deployment" and walk you through my signature Pay, Split, Draw strategy. This is essentially a supercharged form of debt recycling that helps Australian investors turn non-deductible debt into tax-deductible investment fuel without needing unlimited cash. For those who have diligently saved a significant amount in their offset account, this video explores the next financial steps. We examine the nuances of managing your money, going beyond simply paying off owner-occupied debt. Discover how to leverage your savings for property investor goals and overall wealth management, rather than missing out on opportunities. In this video, we cover: 00:00 - Why this video is NOT for everyone (Savers only) 00:43 - The problem with "Lazy Money" in your Offset Account 01:54 - The "Intention Cap": How much cash do you actually need? 02:55 - The "Pay, Split, Draw" Strategy Explained 03:53 - Tax Benefits: Deductible vs. Non-Deductible Debt 04:35 - Version 2: Using Equity instead of Cash (Advanced) 05:54 - The End Game: Managing Cash Flow & Retirement 06:49 - Breaking the 30-Year Mortgage Trap #MortgageBroker #PropertyInvestment #OffsetAccount #DebtRecycling #australiarealestate