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Roof Age Advantage

A deep dive into why roof age is one of the most powerful predictors of property risk. This video explores new research and AI-driven methods for validating roof age with greater accuracy—using building permits, historical imagery, and advanced modeling to strengthen underwriting and risk selection. What the video covers: • Why roof-related losses drive a significant share of claims • How traditional assessment methods introduce systemic error • ZestyAI’s multi-source approach to roof age analytics • How to apply accurate roof age data across a full portfolio • Operational efficiencies for underwriting, inspections, and claims • How carriers use roof age, roof condition, and peril-specific models to improve loss ratios